/* YellowBus Insurance — Main Stylesheet
   Vibe: Clean, trustworthy, light. Off-white base, yellow accents, ink type.
   Fonts: Fraunces (headings) + Satoshi (body)
*/

@import url('https://fonts.googleapis.com/css2?family=Fraunces:ital,opsz,wght@0,9..144,400;0,9..144,600;0,9..144,700;1,9..144,400&display=swap');
@import url('https://api.fontshare.com/v2/css?f[]=satoshi@400,500,700&display=swap');

/* ─────────────────────────────────────────────
   Custom Properties
───────────────────────────────────────────── */
:root {
  /* Backgrounds */
  --bg:           #faf8f4;
  --bg-warm:      #f5f2eb;
  --bg-card:      #ffffff;
  --bg-inset:     #f0ede5;

  /* Ink / text */
  --ink:          #1a1612;
  --ink-mid:      #3d3730;
  --ink-secondary:#6b6258;
  --ink-muted:    #9c9286;

  /* Yellow accent */
  --yellow:       #f5c000;
  --yellow-dark:  #d4a500;
  --yellow-light: #fff8d6;
  --yellow-glow:  rgba(245, 192, 0, 0.18);
  --yellow-border:rgba(245, 192, 0, 0.4);

  /* Semantic */
  --success:      #16a34a;
  --error:        #dc2626;

  /* Borders */
  --border:       rgba(26, 22, 18, 0.1);
  --border-mid:   rgba(26, 22, 18, 0.15);

  /* Radius */
  --radius-sm:    4px;
  --radius:       8px;
  --radius-lg:    14px;
  --radius-xl:    22px;

  /* Shadows */
  --shadow-card:  0 2px 12px rgba(26, 22, 18, 0.07), 0 1px 3px rgba(26, 22, 18, 0.05);
  --shadow-lift:  0 8px 32px rgba(26, 22, 18, 0.1), 0 2px 8px rgba(26, 22, 18, 0.05);
  --shadow-yellow:0 4px 24px rgba(245, 192, 0, 0.25);
}

/* ─────────────────────────────────────────────
   Reset + Base
───────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Satoshi', 'Helvetica Neue', sans-serif;
  background: var(--bg);
  color: var(--ink);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: 'Fraunces', Georgia, serif;
  line-height: 1.15;
  font-weight: 700;
  color: var(--ink);
}

a { color: var(--ink-mid); text-decoration: none; }
a:hover { text-decoration: underline; }

img { max-width: 100%; display: block; }

/* ─────────────────────────────────────────────
   Layout
───────────────────────────────────────────── */
.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}

.container--narrow {
  max-width: 720px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ─────────────────────────────────────────────
   Navigation
───────────────────────────────────────────── */
.nav {
  padding: 18px 0;
  border-bottom: 1px solid var(--border);
  background: var(--bg);
  position: sticky;
  top: 0;
  z-index: 50;
}

.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.nav__logo {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.02em;
}

.nav__logo span {
  color: var(--yellow-dark);
}

.nav__links {
  display: flex;
  align-items: center;
  gap: 28px;
}

.nav__links a {
  font-size: 14px;
  font-weight: 500;
  color: var(--ink-secondary);
  transition: color 0.2s ease;
}

.nav__links a:hover {
  color: var(--ink);
  text-decoration: none;
}

.nav__cta {
  font-size: 14px;
  font-weight: 700;
  color: var(--ink) !important;
  background: var(--yellow);
  padding: 9px 22px;
  border-radius: var(--radius);
  transition: background 0.2s ease, transform 0.15s ease, box-shadow 0.2s ease;
  text-decoration: none !important;
}

.nav__cta:hover {
  background: var(--yellow-dark);
  color: #fff !important;
  transform: translateY(-1px);
  box-shadow: var(--shadow-yellow);
}

/* ─────────────────────────────────────────────
   Hero Section
───────────────────────────────────────────── */
.hero {
  position: relative;
  padding: 72px 0 88px;
  overflow: hidden;
  background: var(--bg);
}

/* Warm ambient glow */
.hero::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -100px;
  width: 700px;
  height: 600px;
  background: radial-gradient(ellipse, rgba(245, 192, 0, 0.1) 0%, transparent 65%);
  pointer-events: none;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

@media (max-width: 820px) {
  .hero-inner {
    grid-template-columns: 1fr;
    gap: 48px;
  }
}

.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--yellow-dark);
  background: var(--yellow-light);
  border: 1px solid var(--yellow-border);
  padding: 5px 14px;
  border-radius: 100px;
  margin-bottom: 22px;
}

.hero__headline {
  font-size: clamp(34px, 4.5vw, 54px);
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.03em;
  margin-bottom: 18px;
  line-height: 1.1;
}

.hero__headline em {
  font-style: italic;
  color: var(--yellow-dark);
}

.hero__subheadline {
  font-size: 17px;
  color: var(--ink-secondary);
  margin-bottom: 36px;
  max-width: 460px;
  line-height: 1.65;
}

.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  align-items: center;
  margin-top: 16px;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 13px;
  color: var(--ink-secondary);
}

.trust-badge__icon {
  width: 20px;
  height: 20px;
  background: var(--yellow-light);
  border: 1px solid var(--yellow-border);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 10px;
  flex-shrink: 0;
  color: var(--yellow-dark);
}

/* ─────────────────────────────────────────────
   Form Card
───────────────────────────────────────────── */
.form-card {
  background: var(--bg-card);
  border: 1px solid var(--border-mid);
  border-radius: var(--radius-xl);
  padding: 36px;
  box-shadow: var(--shadow-lift);
  position: relative;
}

/* Yellow top accent line */
.form-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--yellow);
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
}

.form-card__title {
  font-family: 'Fraunces', serif;
  font-size: 21px;
  font-weight: 700;
  margin-bottom: 5px;
  color: var(--ink);
}

.form-card__subtitle {
  font-size: 14px;
  color: var(--ink-secondary);
  margin-bottom: 28px;
}

/* Step indicator */
.step-indicator {
  display: flex;
  align-items: center;
  gap: 0;
  margin-bottom: 28px;
}

.step-indicator__step {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 500;
  color: var(--ink-muted);
  transition: color 0.3s ease;
}

.step-indicator__step.is-active {
  color: var(--yellow-dark);
}

.step-indicator__step.is-done {
  color: var(--success);
}

.step-indicator__num {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--bg-inset);
  border: 1px solid var(--border-mid);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
  transition: all 0.3s ease;
  color: var(--ink-secondary);
}

.step-indicator__step.is-active .step-indicator__num {
  background: var(--yellow);
  border-color: var(--yellow);
  color: var(--ink);
}

.step-indicator__step.is-done .step-indicator__num {
  background: var(--success);
  border-color: var(--success);
  color: white;
}

.step-indicator__divider {
  flex: 1;
  height: 1px;
  background: var(--border);
  margin: 0 10px;
}

/* Form elements */
.form-step { display: none; }
.form-step.is-active { display: block; }

.form-group {
  margin-bottom: 16px;
}

.form-label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-mid);
  margin-bottom: 7px;
  letter-spacing: 0.01em;
}

.form-input,
.form-select {
  width: 100%;
  background: var(--bg);
  border: 1.5px solid var(--border-mid);
  border-radius: var(--radius);
  padding: 12px 16px;
  font-size: 15px;
  font-family: 'Satoshi', sans-serif;
  color: var(--ink);
  transition: border-color 0.2s ease, background 0.2s ease, box-shadow 0.2s ease;
  outline: none;
  appearance: none;
  -webkit-appearance: none;
}

.form-input::placeholder { color: var(--ink-muted); }

.form-input:focus,
.form-select:focus {
  border-color: var(--yellow-dark);
  background: var(--bg-card);
  box-shadow: 0 0 0 3px var(--yellow-glow);
}

.form-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23d4a500' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-size: 12px;
  padding-right: 40px;
  cursor: pointer;
}

.form-select option {
  background: #fff;
  color: var(--ink);
}

/* Insurance type grid */
.insurance-type-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 16px;
}

.insurance-type-btn {
  background: var(--bg-inset);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 14px 12px;
  text-align: center;
  cursor: pointer;
  transition: all 0.2s ease;
  color: var(--ink-secondary);
  font-size: 14px;
  font-weight: 500;
  font-family: 'Satoshi', sans-serif;
}

.insurance-type-btn:hover {
  border-color: var(--yellow-border);
  background: var(--yellow-light);
  color: var(--ink);
}

.insurance-type-btn.is-selected {
  border-color: var(--yellow-dark);
  background: var(--yellow-light);
  color: var(--yellow-dark);
  font-weight: 700;
}

.insurance-type-btn .ins-icon {
  font-size: 22px;
  display: block;
  margin-bottom: 6px;
}

/* TCPA Consent */
.tcpa-box {
  background: var(--bg-inset);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 14px;
  margin-top: 16px;
}

.tcpa-checkbox {
  display: flex;
  gap: 10px;
  align-items: flex-start;
}

.tcpa-checkbox input[type="checkbox"] {
  width: 16px;
  height: 16px;
  min-width: 16px;
  margin-top: 2px;
  accent-color: var(--yellow-dark);
  cursor: pointer;
}

.tcpa-text {
  font-size: 11px;
  color: var(--ink-muted);
  line-height: 1.5;
}

.tcpa-text a { color: var(--yellow-dark); font-size: 11px; }

/* Buttons */
.btn-primary {
  width: 100%;
  background: var(--yellow);
  color: var(--ink);
  border: none;
  border-radius: var(--radius);
  padding: 14px 24px;
  font-size: 16px;
  font-weight: 700;
  font-family: 'Satoshi', sans-serif;
  cursor: pointer;
  margin-top: 20px;
  transition: background 0.2s ease, transform 0.15s ease, box-shadow 0.2s ease;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  letter-spacing: 0.01em;
}

.btn-primary:hover {
  background: var(--yellow-dark);
  color: #fff;
  transform: translateY(-1px);
  box-shadow: var(--shadow-yellow);
}

.btn-primary:active { transform: translateY(0); }

.btn-primary:disabled {
  opacity: 0.5;
  cursor: not-allowed;
  transform: none;
}

.btn-back {
  background: none;
  border: 1.5px solid var(--border-mid);
  color: var(--ink-secondary);
  padding: 10px 18px;
  border-radius: var(--radius);
  font-size: 14px;
  font-family: 'Satoshi', sans-serif;
  cursor: pointer;
  transition: all 0.2s ease;
}

.btn-back:hover {
  border-color: var(--ink-mid);
  color: var(--ink);
}

.form-nav {
  display: flex;
  gap: 10px;
  align-items: center;
}

.form-nav .btn-primary { flex: 1; }

/* Success state */
.form-success {
  display: none;
  text-align: center;
  padding: 20px 0;
}

.form-success__icon {
  font-size: 48px;
  margin-bottom: 16px;
}

.form-success__title {
  font-family: 'Fraunces', serif;
  font-size: 24px;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--success);
}

.form-success__msg {
  font-size: 15px;
  color: var(--ink-secondary);
}

/* Error message */
.form-error {
  display: none;
  background: rgba(220, 38, 38, 0.06);
  border: 1px solid rgba(220, 38, 38, 0.25);
  border-radius: var(--radius);
  padding: 10px 14px;
  font-size: 13px;
  color: #b91c1c;
  margin-top: 10px;
}

/* ─────────────────────────────────────────────
   AdSense Placeholder Slots
───────────────────────────────────────────── */
.ad-slot {
  border: 1.5px dashed var(--border-mid);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--ink-muted);
  font-size: 12px;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  background: var(--bg-inset);
}

.ad-slot--leaderboard {
  width: 100%;
  max-width: 728px;
  height: 90px;
  margin: 0 auto 32px;
}

.ad-slot--sidebar {
  width: 300px;
  height: 250px;
}

.ad-slot--in-content {
  width: 100%;
  max-width: 728px;
  height: 90px;
  margin: 32px auto;
}

/* ─────────────────────────────────────────────
   Affiliate / Credit Card Section
───────────────────────────────────────────── */
.affiliate-section {
  padding: 80px 0;
  border-top: 1px solid var(--border);
  background: var(--bg-warm);
}

.section-tag {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--yellow-dark);
  background: var(--yellow-light);
  border: 1px solid var(--yellow-border);
  padding: 4px 12px;
  border-radius: 100px;
  margin-bottom: 16px;
}

.section-title {
  font-size: clamp(26px, 3.5vw, 40px);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-bottom: 10px;
  color: var(--ink);
}

.section-subtitle {
  font-size: 16px;
  color: var(--ink-secondary);
  margin-bottom: 40px;
}

.affiliate-disclosure {
  font-size: 12px;
  color: var(--ink-muted);
  margin-bottom: 28px;
  padding: 10px 14px;
  background: var(--bg);
  border-radius: var(--radius-sm);
  border-left: 3px solid var(--border-mid);
}

/* Card comparison table */
.card-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0 8px;
}

.card-row {
  background: var(--bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.card-row:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lift);
}

.card-row td {
  padding: 18px 20px;
  vertical-align: middle;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.card-row td:first-child {
  border-left: 1px solid var(--border);
  border-radius: var(--radius-lg) 0 0 var(--radius-lg);
  width: 200px;
}

.card-row td:last-child {
  border-right: 1px solid var(--border);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  text-align: right;
}

.card-logo-box {
  background: var(--bg-inset);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  padding: 10px 14px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 100px;
  min-height: 48px;
}

.card-logo-text {
  font-family: 'Fraunces', serif;
  font-size: 13px;
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.02em;
}

.card-name {
  font-size: 15px;
  font-weight: 600;
  margin-bottom: 4px;
  color: var(--ink);
}

.card-benefit {
  font-size: 13px;
  color: var(--ink-secondary);
}

.card-bonus {
  font-size: 14px;
  font-weight: 700;
  color: var(--success);
}

.card-fee {
  font-size: 13px;
  color: var(--ink-muted);
  margin-top: 2px;
}

.btn-apply {
  display: inline-block;
  background: var(--yellow);
  color: var(--ink);
  font-weight: 700;
  font-size: 13px;
  padding: 9px 20px;
  border-radius: var(--radius);
  font-family: 'Satoshi', sans-serif;
  white-space: nowrap;
  transition: all 0.2s ease;
}

.btn-apply:hover {
  background: var(--yellow-dark);
  color: #fff;
  text-decoration: none;
  transform: translateY(-1px);
}

/* Mobile table → stacked cards */
@media (max-width: 768px) {
  .card-table, .card-table tbody, .card-row, .card-row td {
    display: block;
    width: 100%;
  }

  .card-row {
    margin-bottom: 12px;
    border-radius: var(--radius-lg);
    border: 1px solid var(--border);
  }

  .card-row td {
    border: none;
    border-radius: 0 !important;
    padding: 14px 18px;
  }

  .card-row td:last-child { text-align: left; }
}

/* ─────────────────────────────────────────────
   Educational Content Section
───────────────────────────────────────────── */
.edu-section {
  padding: 80px 0;
  background: var(--bg);
}

.edu-grid {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 56px;
  align-items: start;
}

@media (max-width: 900px) {
  .edu-grid {
    grid-template-columns: 1fr;
  }
}

.edu-content h3 {
  font-size: 22px;
  margin-bottom: 14px;
  letter-spacing: -0.02em;
  color: var(--ink);
}

.edu-content p {
  color: var(--ink-secondary);
  font-size: 16px;
  margin-bottom: 20px;
  line-height: 1.75;
}

.edu-content strong {
  color: var(--ink);
}

.tips-list {
  list-style: none;
  margin: 24px 0;
}

.tips-list li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 16px;
  font-size: 15px;
  color: var(--ink-secondary);
}

.tips-list li::before {
  content: '→';
  color: var(--yellow-dark);
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 1px;
}

.sidebar-sticky {
  position: sticky;
  top: 80px;
}

/* Edu sidebar CTA */
.edu-cta {
  background: var(--bg-card);
  border: 1.5px solid var(--yellow-border);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  text-align: center;
  box-shadow: var(--shadow-card);
}

.edu-cta__title {
  font-family: 'Fraunces', serif;
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 10px;
  line-height: 1.2;
  color: var(--ink);
}

.edu-cta p {
  font-size: 14px;
  color: var(--ink-secondary);
  margin-bottom: 20px;
}

.edu-cta a {
  display: block;
  background: var(--yellow);
  color: var(--ink);
  font-weight: 700;
  padding: 13px 20px;
  border-radius: var(--radius);
  font-size: 15px;
  text-decoration: none;
  transition: background 0.2s ease, transform 0.15s ease;
}

.edu-cta a:hover {
  background: var(--yellow-dark);
  color: #fff;
  text-decoration: none;
  transform: translateY(-1px);
}

/* ─────────────────────────────────────────────
   Footer
───────────────────────────────────────────── */
.footer {
  border-top: 1px solid var(--border);
  padding: 48px 0 32px;
  margin-top: 40px;
  background: var(--bg-warm);
}

.footer__top {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-bottom: 40px;
}

@media (max-width: 640px) {
  .footer__top { grid-template-columns: 1fr; }
}

.footer__logo {
  font-family: 'Fraunces', serif;
  font-size: 20px;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 10px;
}

.footer__logo span { color: var(--yellow-dark); }

.footer__tagline {
  font-size: 14px;
  color: var(--ink-muted);
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: 10px;
  align-items: flex-end;
}

@media (max-width: 640px) {
  .footer__links { align-items: flex-start; }
}

.footer__links a {
  font-size: 14px;
  color: var(--ink-secondary);
  transition: color 0.2s ease;
}

.footer__links a:hover { color: var(--ink); text-decoration: none; }

.footer__disclosure {
  font-size: 12px;
  color: var(--ink-muted);
  line-height: 1.7;
  padding: 18px 20px;
  background: var(--bg-inset);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  margin-bottom: 24px;
}

.footer__bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  padding-top: 20px;
  border-top: 1px solid var(--border);
}

.footer__copy {
  font-size: 13px;
  color: var(--ink-muted);
}

/* ─────────────────────────────────────────────
   Privacy / Terms pages
───────────────────────────────────────────── */
.policy-page {
  max-width: 760px;
  margin: 60px auto;
  padding: 0 24px;
}

.policy-page h1 {
  font-size: 40px;
  margin-bottom: 8px;
  letter-spacing: -0.03em;
  color: var(--ink);
}

.policy-page .policy-date {
  color: var(--ink-muted);
  font-size: 14px;
  margin-bottom: 40px;
}

.policy-page h2 {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  margin-top: 40px;
  margin-bottom: 12px;
  color: var(--ink);
}

.policy-page p, .policy-page li {
  font-size: 15px;
  color: var(--ink-secondary);
  line-height: 1.75;
  margin-bottom: 14px;
}

.policy-page ul {
  padding-left: 20px;
}

.policy-page a { color: var(--yellow-dark); }

/* ─────────────────────────────────────────────
   Checkout success
───────────────────────────────────────────── */
.checkout-success {
  min-height: 70vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 60px 24px;
}

.checkout-success__inner {
  max-width: 540px;
  text-align: center;
}

.checkout-success__icon {
  font-size: 56px;
  margin-bottom: 24px;
}

.checkout-success__title {
  font-family: 'Fraunces', serif;
  font-size: 36px;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 14px;
  letter-spacing: -0.02em;
}

.checkout-success__msg {
  font-size: 16px;
  color: var(--ink-secondary);
  line-height: 1.7;
  margin-bottom: 32px;
}

/* ─────────────────────────────────────────────
   Responsive utilities
───────────────────────────────────────────── */
@media (max-width: 768px) {
  .hero { padding: 48px 0 56px; }
  .affiliate-section, .edu-section { padding: 56px 0; }
  .form-card { padding: 24px 20px; }

  .ad-slot--leaderboard,
  .ad-slot--in-content {
    height: 60px;
    font-size: 11px;
  }

  .nav__links {
    display: none;
  }
}